Appraisal services for Flagstaff and Coconino County homeowners

Here are the top seven reasons why AZ homeowners use Coconino Appraisal Service:

  1. Find the right listing price (whether they're selling the home on their own or using a real estate agent)
  2. Challenge Coconino county's assessment of your property
  3. Remove PMI to reduce their mortgage payments
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a AZ divorce, when real estate property needs to be divided
  7. To determine the true market value of real estate in question to settle an estate in Coconino County or the state of AZ

Need help deciding the value of your house in or near Flagstaff, AZ?
Contact Coconino Appraisal Service.

We at Coconino Appraisal Service understand the individual needs of a customer after appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, lawyers, and CPAs. Being a regular consumer that ordinarily doesn't look at appraisals every day,you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our findings.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Coconino Appraisal Service, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just how much you think your home is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value judgement than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. Coconino Appraisal Service is veterans in helping customers just like you dismiss unneeded and unwanted PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your home overvalued if your house not appreciating as much as other properties nearby. This means you are going to pay higher taxes than you should be paying. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Coconino Appraisal Service is your #1 weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

If your property is in or near a declining area, your lender may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be troublesome from a cash flow point of view, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Coconino Appraisal Service can help you reinstate your home equity line of credit with a professional appraisal.

Need Field and Desktop Appraisal Review Services?

Do you need a professional to double-check your appraisal for precision, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Coconino Appraisal Service can go out and check the subject and comparables in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Coconino Appraisal Service can help you with that. Even though this is typically requested by banks, you may need to employ this service if you suspect mortgage fraud related to your house.